Fixed monthly income
Agreed rent paid into your account every month without fail — regardless of whether the property is occupied.
Zero voids
If the tenant leaves, you keep getting paid. Finding the next tenant is our problem, not yours.
Full management
All compliance, maintenance, tenant management included. Your property is professionally run end-to-end.
Up to 5-year terms
Lock in income for 1, 3, or 5 years. Predictability you can model for refinancing, tax planning, or retirement.
How it works
From first valuation to first rent payment, in 5 steps
01
Valuation
We assess your property and agree a fixed monthly rent — typically 80–95% of market.
02
Agreement
We sign a management agreement for 1, 3, or 5 years. Fixed-rent is contractual.
03
Handover
Inventory, compliance check, condition report. Any needed works quoted transparently.
04
Let & managed
We market, let, and manage the property. Tenants sign with us, not with you.
05
Monthly income
Fixed rent lands in your account on the 1st of every month. Every month.
Traditional letting vs Guaranteed Rent
Example: £2,400 pcm property, 5-year hold
| Traditional Letting | Guaranteed Rent | |
|---|---|---|
| Monthly income | £2,400 if let | £2,250 always |
| Void periods (5 yr) | 2 months average | Zero |
| Management fee | £240/mo (10%) | Included |
| Maintenance | At cost + admin | Our cost |
| 5-year net (after voids & mgmt) | ~£135,000 | £135,000–£148,000 guaranteed |
| Predictability | Variable | Contractual |
Figures illustrative. Exact numbers depend on location, condition, term length.
Who it's for
Guaranteed Rent is ideal if
Leveraged investors
You have a mortgage to service and can't afford void risk. Guaranteed rent aligns your income with your outgoings, month after month.
Portfolio builders
You're scaling quickly and can't manage 10+ properties yourself. Fixed income plus fully-managed operations means you can keep buying.
Absent owners
You live abroad, or the property is inherited, or you simply want nothing to do with the day-to-day. Set it and forget it.
Questions
Frequently asked
What if the tenant damages the property?
Any damage beyond reasonable wear is covered by the tenant's deposit (which we collect and protect). If damage exceeds the deposit, we pursue the tenant directly. You are never out of pocket for tenant-caused damage.
Does the rent increase year-on-year?
We agree an annual uplift in the contract — typically pegged to CPI or a fixed percentage (e.g. 3%). This is agreed upfront so you know exactly what you'll earn in year 2, 3, 4, and 5.
What happens at the end of the term?
You have three options: renew with us on updated terms, let us find you a long-term tenant under a normal managed AST, or take the property back and self-manage. No lock-in beyond the agreed term.
Is the rent really guaranteed? What if Creed PS fails?
Creed PS is a registered UK company, holds professional indemnity insurance, and is a member of Client Money Protect. Our obligation is contractual. We've structured the business conservatively, with dedicated rent reserves, to ensure we can meet our commitments even through void periods or tenant arrears.
Will my mortgage lender allow it?
Most buy-to-let lenders allow guaranteed rent schemes but require notification. We provide all documentation needed for your lender's consent, and can recommend specialist brokers if yours pushes back. We'll never proceed without lender clearance.
Can I still claim tax reliefs?
Yes — the property remains yours, and all standard landlord tax treatment applies. We provide monthly statements and annual summaries formatted for your accountant or self-assessment.
Ready to lock it in?
Get a Guaranteed Rent offer
Send us your property details. Within 48 hours we'll come back with a no-obligation guaranteed-rent offer and a term you can lock in today.